From the CEO

A Letter To Our Members

A Message from Our President/CEO

March 15, 2023

Dear Member,

As by now, you may have seen the headlines in the news about the recent instability of a few financial institutions. You may have concerns about the potential impact this will have on Mohave Community FCU or our members. The bottom line is this: your money is safe with Mohave Community Federal Credit Union. For over 65 years we have remained a strong and reliable Credit Union. We don’t take unnecessary risks with your deposits, and we make every decision with your well-being in mind.

Your money is safe and insured.
Your funds here at Mohave Community FCU are safe and each account is fully insured by the National Credit Union Share Insurance Fund (NCUSIF) of up to at least $250,000 per account owner/depositor. For more information regarding federally insured deposits, please call 1-800-755-1030 or read here: How Your Accounts are Federally Insured (  As you can see, keeping your money safe in an insured Mohave Community FCU account is a financially sound decision.

We answer to Main Street, not Wall Street.
Unlike a bank, Mohave Community Federal Credit Union does not have stockholders pressuring us to engage in risky practices to return profits to them. As a Credit Union, we invest our earnings back into you, our member. We exist solely to serve our members.  That’s why you will often see better interest rates on your auto loans or savings accounts than what a bank has to offer. .

We’re safe, strong, and here for you.
While the economy has felt fragile and unpredictable over the past several months, Mohave Community Federal Credit Union remains exceptionally strong. We exceed the regulatory standard for a “well-capitalized” credit union, and continuously operate within the regulatory definition of “safe and sound” practices. Our members can rest easy, knowing we’re prepared to weather whatever may come.

Our commitment to YOU.
We’ll continue to provide you with better interest rates, lower fees, and help you find solutions to your financial needs. That commitment to you doesn’t change just because times may be challenging. Just like you, we live and work in this community. Our staff is here to help you with solutions and assistance for your unique situation.  We continue to put our members first and act in the best interest of you and our community as we have for the past 65 years.

Thank you for being our member.
Kind Regards,

Carol Roby
President, and CEO
Mohave Community Federal Credit Union