Share Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of April 1, 2024
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
| Type of Account | Rate | APY | Requirements |
|---|---|---|---|
| Regular Shares | 0.30% | 0.30% | Must have average daily balance of $50 or more. Dividends calculated daily paid quarterly |
| Dividend Checking | 0.25% | 0.25% | Dividends calculated daily paid quarterly |
| Holiday Club* | 0.35% | 0.35% | Dividends calculate daily paid quarterly |
| Vacation Club | 0.30% | 0.30% | Dividends calculated daily paid quarterly |
| Regular IRA | 0.50% | 0.50% | Dividends calculated daily paid quarterly |
Term Certificate Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
| Term | Rate | APY |
|---|---|---|
| 6 Month | 2.96% | 2.99% |
| 1 Year | 2.47% | 2.49% |
| 2 Year | 1.98% | 2.00% |
| 3 year | 1.98% | 2.00% |
| 4 Year | 1.49% | 1.50% |
| 5 Year | 1.49% | 1.50% |
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.92% | 3.98% |
| 1 Year | 3.44% | 3.49% |
| 2 Year | 2.96% | 2.99% |
| 3 year | 2.96% | 2.99% |
| 4 Year | 1.98% | 2.00% |
| 5 Year | 1.98% | 2.00% |
IRA Term Certificate Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
| Term | Rate | APY |
|---|---|---|
| 1 Year | 3.44% | 3.50% |
| 2 Year | 2.96% | 2.99% |
| 3 Year | 2.96% | 2.99% |
| 4 Year | 2.96% | 2.99% |
| 5 Year | 2.96% | 2.99% |
Money Market Saver Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023
View our Truth in Savings Disclosure
*Fees may reduce earnings
*An excess draft fee of $10.00 will be charged for each draft in excess of six during a month.
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
| Term | Rate | APY |
|---|---|---|
| Deposit Amount | Rate | APY |
| $0.00-$999.99 | 1.00% | 1.00% |
| $1,000.00-$9,999.99 | 1.00% | 1.00% |
| $10,000.00-$24,999.99 | 1.00% | 1.00% |
| $25,000.00-$49,999.99 | 1.50% | 1.51% |
| $50,000-$99,999.99 | 1.50% | 1.51% |
| $100,000.00 and over | 1.98% | 2.00% |
