Current Rates

Share Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3rd, 2023

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened

Share Rates and Term Certificate Rates
APY= Annual Percentage Yield
Type of Account Rate APY Requirements
Regular Shares 0.30% 0.30% Must have average daily balance of $50 or more.
Dividends calculated, daily paid quarterly
Dividend Checking 0.25% 0.25% Dividends calculated, daily paid quarterly
Holiday Club* 0.35% 0.35% Dividends calculated, daily paid quarterly
Vacation Club 0.30% 0.30% Dividends calculated, daily paid quarterly
Regular IRA 0.50% 0.50% Dividends calculated, daily paid quarterly

Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

Term Certificate
(under $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 2.96% 3.00%
1 Year 2.47% 2.50%
2 Year 1.98% 2.00%
3 year 1.98% 2.00%
4 Year 1.49% 1.50%
5 Year 1.49% 1.50%
Term Certificate
(over $50,000)
APY= Annual Percentage Yield
Term Rate APY
6 Month 3.92% 4.00%
1 Year 3.44% 3.50%
2 Year 2.96% 3.00%
3 year 2.96% 3.00%
4 Year 1.98% 2.00%
5 Year 1.98% 2.00%

IRA Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

IRA Term Certificate**
APY= Annual Percentage Yield
Term Rate APY
1 Year 3.44% 3.50%
2 Year 2.96% 3.00%
3 Year 2.96% 3.00%
4 Year 2.96% 3.00%
5 Year 2.96% 3.00%

Money Market Saver Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of July 3, 2023

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened

Money Market Saver*
APY= Annual Percentage Yield
Term Rate APY
Deposit Amount Rate APY
$0.00-$999.99 1.00% 1.00%
$1,000.00-$9,999.99 1.00% 1.00%
$10,000.00-$24,999.99 1.00% 1.00%
$25,000.00-$49,999.99 1.50% 1.50%
$50,000-$99,999.99 1.50% 1.50%
$100,000.00 and over 1.98% 2.00%

Sizzling Summer CD Special


Effective July 10, 2023 – August 31, 2023
Offer may be withdrawn at any time.
Fees may reduce earnings.
Penalties may be imposed for early withdrawal.
Dividends calculated daily, paid quarterly.
Minimum balance required to open this account is $1000.
Rates may change after the account is opened.
90-day interest penalty may be imposed for early withdrawal.
Upon maturity, the 13-month CD will renew as a 12-month CD at the current APY (Annual Percentage Yield).

Term= 13 Months   Rate= 5%  Annual Percentage Yield = 5.13%

Sizzling Summer CD Special. 13 months at 5.13% APY, $1,000 minimum to open. Call us at 928-753-8000 for all of the details. Member NCUA.