Credit Cards

Visa Classic Platinum

Mohave Community Federal Credit Union Visa Credit Card

When you’ve just got to have it, get it with a Mohave Community Federal Credit Union Visa Credit Card. Enjoy exceptional convenience and reliability from the world’s leading payment brand. Whether you’re looking for a credit card with rewards, NO annual fee or a LOW, fixed rate, we have the card you’re looking for! Apply HERE.
Credit Card Information
Interest Rates and Interest Charges Visa Platinum
Annual Percentage Rate (APR) for Purchases 10.90% – 17.90% Fixed
APR for Balance Transfers 10.90% – 17.90% Fixed
APR for Cash Advances 17.90% Fixed
Penalty APR and When it Applies n/a
How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. WE will not charge you interest on retail purchases, cash advances and balance transfers if you pay your entire balance by the due date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $1.00.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or use a credit card, visit the web site of the Consumer Financial Protection Bureau at
VISA Platinum Card Fees
Fees Visa Platinum
Annual Fee None
Transaction Fees

  • Balance Transfer
  • Cash Advances
  • Foreign Transaction
Up to 3.0% of the amount advanced.
Up to 1.0%
Penalty Fees

  • Late Payment
  • Over-the-Credit-limit
  • Returned Payment
Up to $38.00
Up to $38.00
Other Fees None

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your agreement.

Visa Rewards

Visa Score Card Rewards

Visa Score Card is a rewards program that offers you compelling reasons to use your Visa. Every time you make a qualifying purchase with your card earns points towards terrific prizes.
Qualifying purchases include:
  • Signature-based purchases
  • Internet purchases
  • Phone and mail order purchases
  • Automatic bill payments
You can choose from a wide range of rewards including gift merchandise, retail gift certificates, travel and dining.

Visa Purchase Alerts

Know Where Your Money is Going.

Sign up for Visa Purchase Alerts
  • Get a text or email whenever you pay with your Visa Card.
  • Keep your account secure.
  • Get alerts for transactions in real-time and immediately identify potentially fraudulent activity.
  • Take an active role.
  • Track spending and stay on top of account balances.
  • Choose your alerts.
  • Adjust your alerts to what makes sense for you and receive them via SMS text or email.