Mohave Community Federal Credit Union View our Truth in Savings Disclosure
Mohave Community Federal Credit Union View our Truth in Savings Disclosure
Mohave Community Federal Credit Union View our Truth in Savings Disclosure Mohave Community Federal Credit Union View our Truth in Savings Disclosure Share Rates
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2026
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
APY= Annual Percentage Yield
Type of Account
Rate
APY
Requirements
Regular Shares
0.10%
0.10%
Must have average daily balance of $50 or more.
Dividends calculated daily paid quarterly
Dividend Checking (no longer offered)
0.10%
0.10%
Dividends calculated daily paid quarterly
Holiday Club*
0.35%
0.35%
Dividends calculate daily paid quarterly
Vacation Club
0.15%
0.15%
Dividends calculated daily paid quarterly
Regular IRA
0.50%
0.50%
Dividends calculated daily paid quarterly
DBA Regular Shares
0.10%
0.10%
Dividends calculated daily, paid quarterly
Youth Savings
0.10%
0.10%
Dividends calculated daily, paid quarterly
Term Certificate Rates
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2026.
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
(under $50,000)
APY= Annual Percentage Yield
Term
Rate
APY
6 Month
3.50%
3.55%
1 Year
3.15%
3.19%
2 Year
2.00%
2.02%
3 year
2.00%
2.02%
4 Year
1.50%
1.51%
5 Year
1.50%
1.51%
(over $50,000)
APY= Annual Percentage Yield
Term
Rate
APY
6 Month
3.70%
3.75%
1 Year
3.40%
3.44%
2 Year
2.50%
2.53%
3 year
2.50%
2.53%
4 Year
2.00%
2.02%
5 Year
2.00%
2.02%
IRA Term Certificate Rates
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2026
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
APY= Annual Percentage Yield
Term
Rate
APY
1 Year
3.45%
3.51%
2 Year
2.00%
2.02%
3 Year
2.00%
2.02%
4 Year
1.50%
1.51%
5 Year
1.50%
1.51%
Money Market Saver Rates
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2026
*Fees may reduce earnings
*An excess draft fee of $10.00 will be charged for each draft in excess of six during a month.
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
APY= Annual Percentage Yield
Term
Rate
APY
Deposit Amount
Rate
APY
$0.00-$999.99
.40%
.40%
$1,000.00-$9,999.99
.40%
.40%
$10,000.00-$24,999.99
0.40%
0.40%
$25,000.00-$49,999.99
0.50%
0.50%
$50,000-$75,999.99
0.60%
.60%
$75,000.00 and over
1.00%
1.01%
Questions about TruStage?
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Current Rates
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NMLS# 1686697
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