Auto Loans

Ask us about our Local Auto Dealer of the Month!

Receive a special rate with your next auto from one of our local Auto Dealers of the Month! When you purchase a vehicle from MCFCU’S designated Auto Dealer of the Month, you will receive ½% off your approved interest rate. For more information contact a member specialist today at 928-753-8000.

Dealer of the Month Annual Percentage Rates cannot work in conjunction with any other loan promotion or special offers.  All loans are subject to credit approval. Some restrictions may apply.  Advertised Annual Percentage Rate (APR) may change without notice.  Approval and rates are based upon credit history, type of product, debt to income, loan term and loan to value. Member NCUA. 

Looking for a New or Used Vehicle?

Looking for the auto of your dreams? Why not shop now while you are online. Visit AutoSmart and find that vehicle today! You can find an auto dealer near you and submit your loan application to the credit union all in a one-stop shopping secured online environment!

Mohave Community Federal Credit Union offers competitive rates on both new and pre-owned auto loans. Don’t be limited to the inflated rates and impersonal service you’ll find at some auto dealers. Finance your new or pre-owned car at Mohave Community Federal Credit Union and save! Private Party Purchases need to be within Arizona Only. You may apply online by visiting AutoSmart or clicking on “Applications” to the left of this page.

Automatic payments – Available
Pre-approvals – Good for 30 days
Pre-payment penalties – None
GAP Plus – Optional protection in case of a total loss or an un-recovered theft.

Loan is subject to approval. Please contact MCFCU at 928-753-8000 for the most up to date rates. Your APR may vary based on credit history and loan term. Additional terms and conditions may apply.