Visa Classic Platinum
Mohave Community Federal Credit Union Visa Credit Card
When you’ve just got to have it, get it with a Mohave Community Federal Credit Union Visa Credit Card. Enjoy exceptional convenience and reliability from the world’s leading payment brand. Whether you’re looking for a credit card with rewards, NO annual fee or a LOW, fixed rate, we have the card you’re looking for! Apply HERE.
| Interest Rates and Interest Charges | Visa Platinum |
|---|---|
| Annual Percentage Rate (APR) for Purchases | 10.90% – 17.90% Fixed |
| APR for Balance Transfers | 10.90% – 17.90% Fixed |
| APR for Cash Advances | 17.90% Fixed |
| Penalty APR and When it Applies | n/a |
| How to Avoid Paying Interest | Your due date is at least 25 days after the close of each billing cycle. WE will not charge you interest on retail purchases, cash advances and balance transfers if you pay your entire balance by the due date. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $1.00. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or use a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
| Fees | Visa Platinum |
|---|---|
| Annual Fee | None |
Transaction Fees
|
n/a Up to 3.0% of the amount advanced. Up to 1.0% |
Penalty Fees
|
Up to $38.00 n/a Up to $38.00 |
| Other Fees | None |
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). *An explanation of this method is provided in your account agreement.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your agreement.
Visa Rewards
Visa Score Card Rewards
Visa Score Card is a rewards program that offers you compelling reasons to use your Visa. Every time you make a qualifying purchase with your card earns points towards terrific prizes.
Qualifying purchases include:
-
Signature-based purchases
-
Internet purchases
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Phone and mail order purchases
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Automatic bill payments
You can choose from a wide range of rewards including gift merchandise, retail gift certificates, travel and dining.
Visa Purchase Alerts
Know Where Your Money is Going.
Sign up for Visa Purchase Alerts
- Get a text or email whenever you pay with your Visa Card.
- Keep your account secure.
- Get alerts for transactions in real-time and immediately identify potentially fraudulent activity.
- Take an active role.
- Track spending and stay on top of account balances.
- Choose your alerts.
- Adjust your alerts to what makes sense for you and receive them via SMS text or email.
Important Numbers
Mohave Community FCU Visa Credit Card
To reach member services for your Visa Credit Card
1-833-541-0763 24/7 1-800-325-3678
Lost and Stolen, Review Balance & Activity, Reissue a Card, Report a New Fraud Case, File a Dispute and many other services!
If you already have an open Fraud Alert on your Credit Card
Contact FALCON at 1-855-961-1602 24/7
Want to review your balance? Make a payment? Visit: www.ezcardinfo.com
Or simply give us a call at 928-753-8000 Mon – Fri 8 am – 4 pm
