Checking & Savings Accounts

55 Plus Checking

55 years of age or older.

Minimum opening balance – $100.00.

Monthly service charge – $6.00, waived with average daily balance of $500.00.

Free 55 plus checks (standard) –  one box per year.

Free online bill pay, internet banking.

Checks are not returned with monthly statement.

Mohave Community Federal Credit Union’s routing number: 322172221

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Basic Share Draft

Minimum Opening Balance – $100.00.

Monthly service charge – $6.00, waived with average daily balance of $500.00.

Free online bill pay, internet banking.

Checks are not returned with monthly statements.

Mohave Community Federal Credit Union’s routing number: 322172221

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Business Share Draft

Minimum opening balance – $100.00.

Monthly service charge – *$16.00, monthly service fee of $16.00 waived when $1,000 daily balance is maintained.

Unlimited check writing.

Checks are not returned with monthly statements, available via Internet through your online banking at no charge.

Mohave Community Federal Credit Union’s routing number: 322172221

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.

Share Savings Account

Mohave Community Federal Credit Union offers several options for earning a good return on your savings. Our rates are always competitive. Call or stop by today for current rates. Every member of MCFCU has a Regular Share (Savings)Account. It represents your “share” of ownership in the credit union, and it requires that a minimum balance of $50.00 be maintained at all times to keep your membership open. Dividends are calculated daily and paid quarterly.

One time membership fee of $5.00.

Balance above $50.00 may provide automatic overdraft protection for checking account.

Mohave Community Federal Credit Union’s routing number: 322172221.

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Mohave Youth Account

Minimum opening balance – $5.00.

Must be between the age of 1 to 18 years old.

Requires adult joint ownership.

If you exceed six withdrawals per calendar month you will be charged $6.00 per withdrawal.

Mohave Community Federal Credit Union’s routing number: 322172221.

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Vacation Club Account

Start Saving TODAY for your much needed vacation, tomorrow!

No monthly service charge.

No minimum balance required.

Dividends will be credited to your account every quarter.

If you exceed six withdrawals per calendar month you will be charged $6.00 per withdrawal.

Mohave Community Federal Credit Union’s routing number: 322172221.

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Holiday Club Account

The holidays are fast approaching! Start saving TODAY!

No minimum balance requirements to apply.

Withdrawals before November 1st will be assessed a $25.00 early withdrawal fee.

Save for the holidays.

No monthly service charges.

Dividends will be credited to your account at maturity holiday.

Mohave Community Federal Credit Union’s routing number: 322172221.

Submit your online application by clicking on the applications tab on the left side of this page.
Once submitted a Mohave Community Federal Credit Union Representative will contact you.


Money Market Saver

Minimum opening balance $1,000.00.

Monthly service charge (based on daily balance below $1,000.00) $12.00.

There can be no more than three checks per statement cycle. Each check in excess of three will incur a fee. *** $10.00

This account offers a dividend bearing checking account to individuals or businesses.

***If these restrictions are not complied with, the credit union can
reclassify the account to a regular checking account without notice to the member.

Mohave Community Federal Credit Union’s routing number: 322172221.

Submit your online application by clicking on the applications tab on the left side of this page.  Once submitted a Mohave Community Federal Credit Union Representative will contact you.