Current Rates :: Mohave Community Federal Credit Union

Share Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2025

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened

Share Rates and Term Certificate Rates
APY= Annual Percentage Yield
Type of Account	Rate	APY	Requirements
Regular Shares	0.15%	0.15%	Must have average daily balance of $50 or more. Dividends calculated daily paid quarterly
Dividend Checking (no longer offered)	0.10%	0.10%	Dividends calculated daily paid quarterly
Holiday Club*	0.35%	0.35%	Dividends calculate daily paid quarterly
Vacation Club	0.20%	0.20%	Dividends calculated daily paid quarterly
Regular IRA	0.50%	0.50%	Dividends calculated daily paid quarterly

DBA Regular Shares	0.15%	0.15%	Dividends calculated daily, paid quarterly

Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2025.

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

Term Certificate
(under $50,000)
APY= Annual Percentage Yield
Term	Rate	APY
6 Month	3.45%	3.51%
1 Year	3.20%	3.25%
2 Year	2.00%	2.02%
3 year	2.00%	2.02%
4 Year	1.50%	1.51%
5 Year	1.50%	1.51%

Term Certificate
(over $50,000)
APY= Annual Percentage Yield
Term	Rate	APY
6 Month	3.65%	3.72%
1 Year	3.45%	3.50%
2 Year	2.50%	2.53%
3 year	2.50%	2.53%
4 Year	2.00%	2.02%
5 Year	2.00%	2.02%

IRA Term Certificate Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2025

View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500

IRA Term Certificate**
APY= Annual Percentage Yield
Term	Rate	APY
1 Year	3.45%	3.51%
2 Year	2.00%	2.02%
3 Year	2.00%	2.02%
4 Year	1.50%	1.51%
5 Year	1.50%	1.51%

Money Market Saver Rates

Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2025

View our Truth in Savings Disclosure
*Fees may reduce earnings
*An excess draft fee of $10.00 will be charged for each draft in excess of six during a month.
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened

Money Market Saver*
APY= Annual Percentage Yield
Term	Rate	APY
Deposit Amount	Rate	APY
$0.00-$999.99	.50%	.50%
$1,000.00-$9,999.99	.50%	.50%
$10,000.00-$24,999.99	0.75%	0.75%
$25,000.00-$49,999.99	0.75%	0.75%
$50,000-$99,999.99	0.99%	1.00%
$100,000.00 and over	1.25%	1.26%