Share Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2024
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
| Type of Account | Rate | APY | Requirements |
|---|---|---|---|
| Regular Shares | 0.20% | 0.20% | Must have average daily balance of $50 or more. Dividends calculated daily paid quarterly |
| Dividend Checking | 0.20% | 0.20% | Dividends calculated daily paid quarterly |
| Holiday Club* | 0.35% | 0.35% | Dividends calculate daily paid quarterly |
| Vacation Club | 0.30% | 0.30% | Dividends calculated daily paid quarterly |
| Regular IRA | 0.50% | 0.50% | Dividends calculated daily paid quarterly |
Term Certificate Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2024.
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.45% | 3.51% |
| 1 Year | 3.20% | 3.25% |
| 2 Year | 2.00% | 2.02% |
| 3 year | 2.00% | 2.02% |
| 4 Year | 1.50% | 1.51% |
| 5 Year | 1.50% | 1.51% |
| Term | Rate | APY |
|---|---|---|
| 6 Month | 3.65% | 3.72% |
| 1 Year | 3.45% | 3.50% |
| 2 Year | 2.50% | 2.53% |
| 3 year | 2.50% | 2.53% |
| 4 Year | 2.00% | 2.02% |
| 5 Year | 2.00% | 2.02% |
IRA Term Certificate Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2024
View our Truth in Savings Disclosure
*Fees may reduce earnings
*Penalties may be imposed for early withdrawal
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
| Term | Rate | APY |
|---|---|---|
| 1 Year | 3.45% | 3.51% |
| 2 Year | 2.00% | 2.02% |
| 3 Year | 2.00% | 2.02% |
| 4 Year | 1.50% | 1.51% |
| 5 Year | 1.50% | 1.51% |
Money Market Saver Rates
Mohave Community Federal Credit Union
Share Rates and Term Certificate Rates
Current Rates as of October 1, 2024
View our Truth in Savings Disclosure
*Fees may reduce earnings
*An excess draft fee of $10.00 will be charged for each draft in excess of six during a month.
**Dividends calculated daily, paid quarterly
**Minimum balance required to open this account is $500
Rates may change after the account is opened
| Term | Rate | APY |
|---|---|---|
| Deposit Amount | Rate | APY |
| $0.00-$999.99 | .50% | .50% |
| $1,000.00-$9,999.99 | .50% | .50% |
| $10,000.00-$24,999.99 | 1.00% | 1.01% |
| $25,000.00-$49,999.99 | 1.00% | 1.01% |
| $50,000-$99,999.99 | 1.00% | 1.01% |
| $100,000.00 and over | 1.50% | 1.51% |
