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The Federal Reserve Board and the Consumer Financial Protection Bureau (CFPB) announced updates to Regulation CC that take effect on July 1, 2025. The updates are as follows: The minimum amount of funds that must be available the next business day for certain deposits increases from $225 to $275. The cash withdrawal amount increases from $450 to $550. The new account next-day availability amount increases from $5,525 to $6,725. The civil liability maximum for individual action increases from $1,100 to $1,350. The large deposit hold next-day availability increases from $5,525 to $6,725. The repeatedly overdrawn availability increases from $5,525 to $6,725.

 

 

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